Andrea's Frugal Home

Wow! I can't believe....

I can't believe it's been over a month since I've updated my blog!  I have to admit, I have fallen off the wagon a few times with my spending.  It is just so difficult to stick within budget on one income that a part of me just gave up.  We don't even make enough for our monthly expenses, so how can we possibly live within budget?  I guess credit would be the answer, but it's not a good solution whatsoever!  Especially when I owe my parents so much money it is ridiculous!  Add to that the fact that I have been maxed out with school, and time has been limited.  So, what do I propose to do?  Well, I can't say that I've TOTALLY given up on the frugal lifestyle.  It's just that we seem to be in a situation where extreme frugality is causing so much pain.  It's not that I don't WANT to be frugal, but when you are barely scrimping by and it's STILL not enough, well, I don't know what the solution is.  I am going to take a good hard look at things again and see where the budget stands.  My husband will be getting a job next semester, and I'm hoping we can float by just being careful.  It is a bit discouraging, however...

I keep thinking about our future.  Once we get through school we will be in a better place financially, but that won't happen for another 6 years.  If I don't reign in the spending now, we will not have learned anything from our recent financial experiences and things will look even more grim later....I have to get a grip and get it together!

Until next time.....

Andrea

not having enough...

{ 09:10, 2006-Oct-31 } { Posted by babetteq }

I just want to sympathize with you when you say that no matter how you scrimp and save it's *still* not enough... so it felt like you just gave up. I totally understand that feeling. I have faith that you'll find a way to manage until you're on more solid ground.

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{ 10:17, 2006-Oct-31 } { Posted by emilyhope }

I had been wondering what happened to you. Don't give up! It is not an easy task, but so worth it in the end.

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{ 11:57, 2006-Oct-31 } { Posted by clutterbug }

Hi...I read your blog and I just had to go back from the beginning and read all of them. I hate it with the deal going on between you and your parents. I do not know how much you owe your parents. I don't know anything about their financial situations. They may not realize how hard you are having it. Maybe they could accept a very low monthly payment, or even just make it a gift to you. Have you contacted your local Human Services to see about getting an ebt card? Don't feel embarrassed. When I lost my job a few years ago we got one and still do today. Here, they have a program that pays on your electric bill if you are below a certain level. This past spring, they sent a check for $600.00 for our account. It paid for the last 5 months of elec. bills and have $24.00 left to go on our next one. There is another place here called Graceworks that is funded by about 75 churches. In the past they have paid a couple of water bills and an electric bill for us and gave us over $100.00 worth of groceries. Check and see if you can do any of this there. Hang in there...you'll make it...Sherry