Getting back on the frugal wagon when I happen to fall off.

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Why having an Emergency Fund is important.........

 

    With Dh away his payday is this Friday and our mortgage is due this Friday. We have been having quite a bit of snow off and on and I thought well what if it storms and I can't get to pick up his paycheck and then the mortgage payment doesn't go through? I would have been soooooooooo stressed! Yesterday I transfered the amount of $ for our mortgage and a few other things to hold us over till Dh gets home this Monday.....no problem, no worries....when we get his pay I can just transfer it back LOL!

    I am so thankful that we have this freedom, I am even more determined to keep funding our Emergency Account!:)

    Anyhow, just had to share I really am proud of all our accomplishments and whenever I read how someone is putting in even a couple of $ away here and there for their emergency fund whether just starting out etc.... I smile and have such a wonderful feeling as I know that once they experience the joy of freedom, even a bit it will be a life changing decission for them :) As I have mentioned before, I have transfered $1 and change into mine from time to time......nothing is too small, it really does add up!


Posted: 12:36, 2006-Dec-13 		Add Comment

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You have inspired me! Hey even change adds up!
<br>If it wasn't for our savings and no debt other than mortgage we would have been sunk 3 years ago when Dh lost hs job and ended up retraining....but because I had practiced frugality I had the skills and financial cushion to help us make it through tough times. Yes an emergency fund is essential!!! I need to get back into making mine!

Posted by Hollyhill at 12:58, 2006-Dec-13
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You are a great manager! Were you always good at managing finances or did you learn along the way?

Posted by RedMaples at 10:55, 2006-Dec-13
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Isn't it great to have money to fall back on and not have to worry for days on end if the deposit gets there on time! You're doing a great job and you always inspire me.

Posted by autumnlynn at 11:41, 2006-Dec-13
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An EF is the first thing on the list for 2007! I cant wait to have the freedom of a cushion behind me! and you are right about the change - it really adds up!

Posted by scattymum at 12:24, 2006-Dec-13
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