|
My Goals for the Month of March are;
(1) Put an extra $250 a pay towards paying down the mortgage
(2) Put an extra $300 in our Freedom Account
(3) $325 for groceries this month
(4) Be more concious of spending and have more "no spend days"
(5) Make up the frugal mixes in which I usually use but havn't replenished in awhile.
Ok, it is one week into March and so far I have accomplished;
(1) Dh called the mortgage company yesterday to take an extra $250 out of this pay towards paying down the mortgage.
(2) I transfered $202.48 into our Freedom account yesterday. I have had that money since the 1st of March but kept it in our account with our fast cash emergency fund, sort of scared to let it go lol. Well, it has been put into our Freedom account so it is done :)
(3) Groceries---- I am not doing too well on this but now is the time to become creative if I ever saw one. This is only the 7th of march and I have left only $82.63 left. I can do this!
(4) Our dd's are on their March break and this has been a toughy, I have only had 1 no spend day so far, hoping for another no spend day today. It isn't even that I am spending alot, it could be $2 for that one day but it is still money spent and it all adds up quickly.
(5) I wanted to do up some frugal mixes yesterday but it didn't get done, hoping either today or tomorrow.
With all this we have in our account $6.11 till this friday payday( the grocery money already set aside), and whatever is left from payday after putting extra on the mortgage, retirement plan, etc has to last for 2 more weeks.
I know that we refinanced our house and took some equity out ,a good size portion of that went into our retirement plan , bought ourselves a few things, put $3700 into the emergency fund. So, with what we already had in there and what we have put in over the last month ,our emergency fund is up to $5135.45. The Freedom Account now has $957.90.We still have $500 from prior in our regular bank account incase of a fast cash emergency, we have our change jar too which is building up nicely. We also still need to have a few extra $ in the house incase of power outages/no ATMs available etc.......
I need to start beefing up the emergency fund too. All is good though, it sure feels G-R-E-A-T to start saving and planning again 
Happy Wednesday Everyone | 