Our goals are really helping us along. Next week is payday and Dh will be calling our Mortgage Company on Monday to ask them to take out another $250 on Friday to go towards paying down the Morgtgage, this will be 2 paydays now in which we will have done this....I am really excited and with this being our 2nd time doing this I can see how very doeable this is........by the 3rd time(which will be 6 weeks by then since starting this) it will become a habit.

     The problem is, my Dh doesn't think that we can do this , not every payday anyhow, I on the other hand am Optimistic! I Know in my hearts of hearts that this can be done! You see, I really have caught on to this "make it automatic" way of thinking.....along with knowing that: (1) Pay ourselves first, even just a little is a Wonderful feeling (2) Pay our can't live without bills like Mortgage, hydro etc(3) cover our food and transport for work (4) Finish covering all other bills eg: cable,phone etc....although ours is automatic debit, they are a "luxuary" to me as I know that if worse case scenario we can cancel these. (5) Look at what will be left over either from that pay or for the whole month and this is when I start dividing it all up! I have a pretty good idea on what can go into: Freedom account,emergency fund,fun money etc...

     Now, some months I put more $ into say the Freedom Account opposed to the Emergency fund etc.... but it all works out in the long run.

      Dh and I don't always make the right choices, but when we do make the right choices for us it outweighs the bad, if I dwelled on the wrong choices I don't think that I would have any hope for the future and would revert back with thinking, we will never acheive our goals...there is just no point. I always get so excited knowing that we are still not living from Pay to Pay like we did for so many of our precious years. There is always something there for a rainy day, emergency,and for when those irregular expenses come upon us.

      This works for us, what works for You? I would love to know as I can always pick up more ideas.

      Blessings to All and Happy Thursday too

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