Getting back on the frugal wagon when I happen to fall off.

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Focusing on One Goal at a time from here on out.....

 There really isn't much to report of late. It has been snowing here and I wonder how late I will be in getting my veggie garden started.

  I think that I do however need to focus on one goal at a time. There is so much in which I want to accomplish but I am starting to feel like I am all over the place. Saying that, I am going to focus on the emergency fund, get that fully funded and then I can move on and focus on another goal. Dh is getting some commission next week so part of that will be going towards the emergency fund. Not sure how much he will be getting but we also need to get our verandah up to par.

   I am thinking that $10,000 to $12,000 would be a nice goal. That amount would keep us going for quite sometime.Dh feels that we have enough now with the $5200 and with his military pension that amount would last us for about 5 months of living expenses but I just keep thinking if anything were to happen and if we ever needed to get out West to dh mother we will need that extra for flight tickets etc. I just want to be prepared.

    After that I think that we are going to focus on paying down the mortgage. We still however have to keep adding to our retirement as well. Every bit helps that is for sure.

    So that is my goal , to focus on one goal at a time until it is completed from here on out....At least financial goals

    Happy Easter Everyone

      


Posted: 04:56, 2007-Apr-6
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Glad to see you back at the blogs. You give me a lot of inspiration. I agree that focusing on goal at a time is the way to go. I really need to beef up my ef, too. I feel much more secure with a lot in savings.

Posted by autumnlynn at 10:24, 2007-Apr-6

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I think you have a great start to your emergency fund. I hope to be as far along as you someday :).

Posted by Marie78 at 11:23, 2007-Apr-6

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One goal at a time - hmm. I should try that, LOL! Right now I'm working on four goals at a time - paying down the mortgage, building up our savings, saving for another car, and working our way down our list of projects we need to save for. It's a lot to keep track of all at once!

Posted by furbabymom at 10:44, 2007-Apr-7

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Happy Easter!

I think you're doing great with having an emergency fund.

As for myself, I really need to start buckling down and quit buying stuff so I can put more in my measly little account [which has only about $40.00 in it. *Sigh*]

We're also getting snow here and have the past few days and are to be getting more this week.

I don't know about you but I'm definitely ready for spring. :-)

Love,

Jennelle

Posted by Jennelle at 07:07, 2007-Apr-8

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