Getting back on the frugal wagon when I happen to fall off.

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 I havn't been spending much time on the computer at all over the past couple of months. We have had so much going on.

 The investment property finally closed this past week, it seemed to take forever. We needed a lawyer here and he is french as well as we needed a lawyer down in Nova Scotia and he is english, needless to say there was a bit of miscommunication going on. We had extra fees here and there so now our savings etc is zilch so we are having to start over from scratch. Was it worth it? Yes, my parents now have a real home to live in which is much better than the house they owned. They are getting their house ready to sell so that will give them hopefully a few extra $ to tuck away although they had refinanced a couple of times in the past so it was far from being paid off. Once they sell their house they will pay the mortgage on our investment property which is less then what they were paying for their home.

     Ds moved back home, he is waiting for his unemployment to kick in, his 22 month contract with honda had finished and he is hoping to get called back for full time employment with them. We are helping him with his bills etc until then.

     We had a "crisis" with dd 15. What a nightmare that was, I didn't even reconize her with her behaviour. Hopefully we won't have to ever go through anything like that again. All I will say on that is I had not cried so many tears in my life at one time and I had lost 9 pounds. Seems to be going ok now though but I seem to be on guard constantly still.

     So, our savings between the investment property,helping Ds and everything else  is now zilch,nadda,gonzo. It is ok though, with our frugal ways etc we will be just fine.

     We also put our house up for sale. We put an offer in on another house closer to our dds school. It is only a 15 minute drive but where we live it is hard for me to drive up there in the winters especially around the river. I find that we are driving anywheres from 2 to 5 trips a day to take the girls to their friends,sports,school etc.... it is a 1/2 hour round trip so it works out to 1 to 2 1/2 hours of driving every single day, not very frugal. So, here is hoping that our house we live in now will sell so we can get the other one....the mortgage will be the same as we are paying now.

     I am going over our finances again, havn't done that in 2 maybe 3 months. I need to cut back and find out what bills we can get rid of or cut back on. Insurances are a big thing, we have soooooooooo many. We have our regular life insurance plus seperate life insurance on each house. Dh and I have been discussing getting rid of his van. We have my car and only need one vehicle, especially if we live closer to the girls school as they also have transit bus service to take us into the city if need be in that area whereas here they do not.

    Well, guess that is it for now. I am hoping to start blogging more as it is good for the soul lol.

    Blessings to All  

 


Posted: 02:38, 2007-Jul-4
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Wow, it sounds like you've really had your plate full. I hope things go well with the house hunting. I know what you mean about kids and taking them to activities. You can spend so much time on the road.
I know things will get back on the frugal track. I think you have made sound decisions and you'll have those savings back in no time.

Posted by autumnlynn at 08:27, 2007-Jul-4

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I can relate to your teen daughter crisis!
<br>And, like you, I will say very little except that
<br>I have never been so distressed as when going through things with her. It helps to have DH , my older DD & my mother to talk to. Things get better though & DD is doing great, I still worry too though!
<br>I'm glad you are back a the blogs! sounds like you have been involved w/ some big projects. It's nice that your parents are involved too.
<br>Good luck in your new home search!

Posted by RedMaples at 08:08, 2007-Jul-5

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You have been busy! I hope that your house sells so you are closer to your daughter's school. I also hope that things calm down with your dd.

Posted by Marie78 at 08:52, 2007-Jul-7

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